Our Products

Home Insurance

As well as offering buildings and contents insurance, covering you on a new for old basis, we can offer accidental damage insurance to protect your buildings and contents.  You can also extend personal possessions cover to insure specified items against all risks.

Policies can be designed specifically to meet your needs when you have more to protect that most. High Net Worth packages provide cover for higher value homes and higher contents sums.

Buildings Cover

Provides cover for structures and well as fixtures and fittings

Contents Cover

Covers the replacement of your belongings if they have been damaged or stolen

Buildings and Contents

Available to people who own their own home.  Extra discounts may be available for combined cover

Holiday Home

Policies designed cater for needs for those who own a second property used as a holiday home. Cover is available whether the property is used for personal use or for letting to holidaymakers.

Static Caravan and Park Homes

New for Old cover –  Up to 10yrs old

Market value cover available

Public liability up to £5 million

We work hard to get you the best possible home insurance cover at a premium that won’t cost you the earth.

See Our Other Insurances

Commercial Insurance

The arrangement of insurance for any commercial business is often complicated and time consuming.  We can provide you with a professional service and highlight risks that you may not be aware of.

Property Insurance

Michael McCulloch Insurances makes it easy to buy landlords insurance.  Whether you own one property or a portfolio of properties we can offer a solution for your landords requirements

Ready to Start Investing In Your Future?

We look forward to welcoming you as a new customer and our friendly staff will be on hand to provide quotations and advice for all your insurance needs.