At Michael McCulloch Insurances, we work hard to ensure you get the best home insurance coverage possible in Dundonald. Home is where the heart is, so you must protect it – make sure you have the right insurance!
What is home insurance?
Home insurance is an umbrella term referring to insurance for your private property or residence. It provides you with financial and sentimental security in the event of damage, theft, or loss of your personal property and belongings.
At Michael McCulloch Insurances, we offer a vast range of home insurance coverages, including:
Buildings cover
This is an area of home insurance that covers your property. ‘Property’ includes the physical structures of your home, such as the walls, roof or floors, and any fixtures or fittings it has. Buildings cover can also be adjusted to include outdoor buildings, such as garages and sheds. Other aspects of your Belfast home covered by buildings insurance include drains and pipes.
Contents cover
Contents cover is the area of home insurance that protects your personal belongings. Your contents are secured against damage, loss, or theft. As well as this, some policies are adjusted to protect you against fires and floods. The possessions protected by contents cover vary, but these often include furniture and electrical appliances.
At Michael McCulloch Insurances we also offer an optional addition to your contents cover. This allows you to extend your home insurance in Belfast to include personal possessions cover.
Caravans and holiday homes
Our customers insure not only their homes but also holiday homes and caravans. Therefore, we have developed a range of insurance policies tailored to caravans and holiday homes.
Holiday home insurance packages can be compiled whether you use your property for personal use, or for letting holidaymakers. As well as this, our caravan insurance policies can be curated for your circumstances. We offer new for old cover (up to £10 million), market value cover, and public liability up to £5 million.
High net worth home insurance packages in Belfast
We pride ourselves on our ability to meet our clients’ unique needs and requirements for their home insurance policies in Dundonald. Our contents insurance only protects a certain value of personal possessions. Therefore, we have developed a range of high net worth packages. These provide cover for higher-value homes with more personal possessions.
Why is it important to have home insurance in Belfast?
Protect your property and your belongings
You work hard to provide a home for yourself and your family, and to fill it with possessions with personal and sentimental value. Therefore, it’s extremely important to protect these.
Unfortunately, we never know when the unexpected might occur. That’s why it is important to secure a comprehensive insurance policy which protects your property and possessions against any unforeseen circumstances.
Look after your finances
Of course, the central purpose of securing home insurance is to protect your personal property and valuables. However, having home insurance also helps your finances. Generally, banks and mortgage lenders prefer to grant mortgages and loans to those who already have a secure home insurance policy in place.
Peace of mind
Above all, having a comprehensive home insurance policy in Dundonald will give you peace of mind. For many of us, our home is our most valuable asset. We need to protect it!
Let us help you with your home insurance in Dundonald
Our team at Michael McCulloch Insurances have been trusted by our loyal customers in Dundonald for over 35 years. With our wealth of experience, we are able to use our best-negotiating skills. These allow us to find the best home insurance policy possible.
To find out more about the home insurance packages we offer, get in touch with a member of our team today.
